Many whites are book smart but not street smart, which leads to the question of why: probably genes for docility and conformity play roles, and fears of not being liked, even by strangers. But that leads to the paradox that the more you degrade yourself trying to be liked, the more you end up hated. Those pursuing bullying or other advantage taking sense weakness.
Parltly, it's lack of self-respect caused by anomie, incoherence, and cultural Marxism. Street wisdom violates cultural Marxian norms for whites, whether secular or avuncular.
White tendencies toward empathy and compassion seldom differentiate among deserved compassion and misplaced compassion. For that, we need good reasoning, something mass media and powerful groups oppose with fury. Some whites have book smarts but not the ethical and logical book smarts they would benefit from. Many whites get repeatedly fooled by aggressive panhandling, yet seem unaware they are being tricked by the foot-in-the-door technique and other tactics of deception.